Getting Mortgage Ready – Why It Makes All the Difference
Getting Mortgage Ready – Why It Makes All the Difference By Taylor Guard, Client Relationship Manager at Sturgess Mortgage Solutions When it coPosted 1 year ago by Shaun Sturgess
Welcome to the Sturgess Mortgage Solutions blog, where we share expert insights, industry updates, and practical mortgage advice UK clients can rely on. Our articles are designed to help homeowners, buyers, landlords, and investors stay informed about the latest mortgage and property trends.
From mortgage advice for first time buyers to guidance from an experienced buy to let mortgage advisor, our blog covers a wide range of topics in a way that makes complex financial concepts and industry analysis easy to understand! We also provide insights into specialist areas including commercial mortgages, remortgaging, and support from an interest only mortgage broker.
Whether you are purchasing your first property, growing your investment portfolio, or simply looking to stay up to date with the market, our free-to-read articles will help guide you along the way!
Sturgess Mortgage Solutions Nominated for Mortgage Broker of the Year!
Sturgess Mortgage Solutions Nominated for Mortgage Broker of the Year! We’re incredibly proud to share that Sturgess Mortgage Solutions has beePosted 1 year ago by Shaun Sturgess
Big News: Santander Loosens Affordability Rules – What It Means for You
Big News: Santander Loosens Affordability Rules – What It Means for You Hi everyone – Shaun here from Sturgess Mortgage Solutions. TherePosted 1 year ago by Shaun Sturgess
The Corporate Estate Agency Playbook – How First-Time Buyers Are Being Squeezed for Every Penny
The Corporate Estate Agency Playbook – How First-Time Buyers Are Being Squeezed for Every Penny The world of buying and selling property shouldPosted 1 year ago by Shaun Sturgess
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Bank of England Base Rate Cut: What It Means for Your Mortgage in 2025
Bank of England Base Rate Cut: What It Means for Your Mortgage in 2025 As of February 6, 2025, the Bank of England has announced a 0.25% reduction inPosted 1 year ago by Shaun Sturgess
What You Need to Know About Mortgages: Insights from Dean Vaughan
Hi, I’m Dean Vaughan, and I’m a Mortgage Adviser at Sturgess Mortgage Solutions. Navigating the mortgage market can feel overwhelming, esp
Looking Ahead to 2025: Opportunities in the UK Mortgage and Property Market
As we prepare to close out another year at Sturgess Mortgage Solutions, I can’t help but look ahead with excitement and anticipation at what 202Posted 1 year ago by Shaun Sturgess
2024: A Year in Review - Reflecting on the Property and Mortgage Industry
2024: A Year in Review - Reflecting on the Property and Mortgage Industry As the year draws to a close, I’ve taken a moment to reflect on whatPosted 2 years ago by Shaun Sturgess
Frequently Asked Questions
Why should I use a mortgage broker instead of going directly to a lender?
A mortgage broker can compare products from a wide range of lenders to help find a mortgage suited to your circumstances. At Sturgess Mortgage Solutions, we provide tailored mortgage advice UK clients can rely on, helping simplify the process and supporting you from application through to completion.
Can you help first-time buyers?
Of course we can! We regularly provide mortgage advice for first time buyers and understand that purchasing your first home can feel overwhelming. Our team will guide you through each stage of the process, explain your options clearly, and help you understand what you can realistically afford.
Do you offer buy to let mortgage advice?
Yes, our team includes experienced advisers who can support both new and experienced landlords. Whether you are purchasing your first investment property or growing an existing portfolio, a buy to let mortgage advisor can help you compare suitable products and understand lender requirements.
Can you help with commercial mortgages?
Yes. If you are purchasing business premises or looking to refinance commercial property, speaking with a commercial mortgage advisor can help you understand the available options and lending criteria.
What is an interest only mortgage?
An interest only mortgage allows borrowers to pay only the interest on the loan during the mortgage term, with the original balance repaid at the end. An experienced interest only mortgage broker can help assess whether this type of mortgage is appropriate for your circumstances and repayment strategy.
How quickly will I receive a response?
Our team aims to respond to all enquiries as quickly as possible, typically within normal business hours. If you submit an enquiry outside office hours, we will contact you as soon as we can on the next working day.
Can you help clients outside of Swansea and South Wales?
Yes. While we are based in Swansea, we regularly provide mortgage advice UK clients can access remotely by phone, email, and video appointment.
Do I need an appointment?
Appointments are recommended so we can understand your circumstances properly and provide tailored advice. However, you are always welcome to contact our team initially to discuss your enquiry and arrange a convenient time to speak with an adviser.
How much can I borrow?
This depends on your income, outgoings, credit history, and deposit. We’ll do a full affordability assessment and give you a clear idea of your budget early in the process.
