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Income Protection Insurance

Paying you a monthly amount if you cannot work due to sickness or an accident.

What is income protection cover and do I need it?

 Income Protection is going to ensure you can still pay your bills and keep your lifestyle if you are unable to work due to sickness or accident.

You may have savings that could be used to pay your monthly cost, but for how long? And do you want to use your savings to cover your bills? You need to think carefully about whether you want to rely on them and if they can cover a long period of ill-health or if you were to face another emergency which would use up your savings and leave you with no cover.

If you are employed, self employed or receive sick pay but only for a limited time, then please get in touch today to discuss how we can protect your income to avoid financial difficulties if you are sick.

 

Can you survive without your income?

 If you were unable to go to work due to sickness or injury, would you still be able to cover your monthly bills? If you are self employed or your employer does not offer you full sick pay for the entirety of your time off, then you need to consider how you would be able to afford your outgoings.

Income Protection, also known as sick pay cover, is a product that will pay you a regular income if you are ever off work due to an accident or an illness. Giving you peace of mind that if you’re unable to work your bills will be covered, your credit score protected, and your home and lifestyle can remain the same whilst you are unable to work.

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mission is, and always has been, to serve our customers interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.
  • Brilliant service.Quick, efficient and professional, do not look anywhere else... Full Review

    Manny
    05 November 2024
  • Knowledgable and helpful... Full Review

    Kimberley
    05 November 2024
  • Sturgess Mortgage Solutions have been fantastic to deal with. They kept me informed throughout the entire process and resolved everything swiftly.... Full Review

    Ben
    05 November 2024
  • I was a hard client for the team at Sturgess. But somehow they managed to get my foot in the door, the team are great and kept me informed... Full Review

    Scott
    05 November 2024
  • Shaun is very knowledge and puts you at ease through a process that can be a bit of .a minefield. Very grateful for his help... Full Review

    Andrew
    05 November 2024
  • Shaun and the team were great, I was constantly surprised by how quickly Shaun would reply to my queries especially outside of business hours, I... Full Review

    Wing
    05 November 2024
  • Shaun helped us with our remortgage. He made the process stress free with clear communication and reassuring advice. The whole team are friendly,... Full Review

    Hannah
    05 November 2024
  • Great service! Thorough, prompt and friendly... Full Review

    Ryan
    05 November 2024
  • Can't recommend Shaun and his team enough. Made our remortgage as quick and stress free as possible, and always quick responding to any questions we... Full Review

    Rebecca
    05 November 2024
  • Shaun Sturgess is brilliant at what he does. He helped me get everything in order for my first home purchase and took the time to explain everything... Full Review

    Scott C
    05 November 2024
  • Would highly recommend. Shaun and the team were amazing from start to finish... Full Review

    V Wilson
    05 November 2024
  • Shaun and the team provided an excellent service, both friendly and professional. Couldn't recommend enough... Full Review

    R Clinch
    05 November 2024
The greatest compliment you can pay us is to refer your friends, family and colleagues.

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