At Sturgess Mortgage Solutions, we specialise in helping first-time buyers take their first steps onto the property ladder. With over 50 years of combined experience in financial first time buyer mortgage advice, property, and estate agency, we are perfectly positioned to guide you through the entire process, ensuring a stress-free and seamless experience.
Helping You Secure Your Dream Home
We don’t just arrange mortgages, we go the extra mile. Our first time buyer mortgage adviser team will negotiate and place your offer with estate agents or vendors on your behalf, ensuring you get the best mortgage deals for first time buyers for your dream property. We’ll also explain the home-buying process in detail and answer any questions you may have along the way.
Finding the Right Mortgage for You
One of the most important steps in buying your first home is understanding how much you can borrow and what first time buyer mortgage options are available to you. Our expert advisers will:
✅ Assess your financial situation to determine your borrowing potential
✅ Explain the different types of mortgages and repayment options
✅ Advise on the benefits of longer mortgage terms, raising a larger deposit, and selecting the best lender for your needs to secure the best mortgage rates for first time buyers
Many lenders offer exclusive first time buyer mortgage deals, including lower arrangement fees, cashback incentives, and free property valuations. Our first time buyer mortgage adviser team will ensure that you benefit from the best available offers.
Key Factors to Consider
When choosing your first mortgage, there are several important factors to keep in mind:
- Fixed vs. Tracker Rates – Deciding how long to fix your rate for or whether a tracker mortgage suits you better
- Deposit Size – A larger deposit can give you access to better interest rates
- Lender Criteria – Different mortgage lenders have varying eligibility requirements and customer service standards
Our first time buyer mortgage advice and expertise ensures that every aspect of your mortgage offer is carefully considered, from flexibility in lender acceptance criteria to how they treat their customers.
A Fast & Hassle-Free Mortgage Process
We understand that securing your first home is time-sensitive. That’s why our first time buyer mortgage adviser firm works with lenders who offer fast processing times, ensuring your mortgage offer is ready as quickly as possible. This puts you in the strongest position to secure your chosen property without delays.
Get a Free Mortgage Quote
Use our Mortgage Calculator below to get a free, instant mortgage quote for the most cost effective mortgage deals for first time buyers and see what your potential repayments could look like.
Want to know how much you can borrow? Visit our "How Much Can I Borrow" page to assess your affordability and take the first step towards securing your dream home.
