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Protection Insurance

Specialist mortgage protection & insurance products that are designed to protect you and the people closest to you.

Protect What Matters to You the Most

There's nothing quite like having the peace of mind of knowing that whatever life throws at you, you could be protected from the worst of it.

Sturgess Mortgage Solutions can offer the right mortgage protection advice in Wales.

We are protection & insurance experts in Wales and pride ourselves in ensuring you have the right protection cover for you and your family, whatever your stage in life.

Peace of Mind

Once one of our professional advisers has identified your mortgage protection insurance needs, we can access the whole of the protection market and recommend products such as:

  • Life Cover
  • Critical Illness Cover
  • Family Income Benefit
  • Income Protection
  • Buildings & Contents Cover

Knowing you and your family are protected when times get tough is great for protecting your success in life - but deciding the best way of doing that requires expert knowledge and mortgage protection advice.

Sturgess Mortgage Solutions Ltd will help to give you peace of mind over your future financial security.

Types of Insurance Covers

At Sturgess Mortgage Solutions Ltd we offer expert advice to help you choose the right insurance cover to protect your future.

Frequently Asked Questions

How quickly will I receive a response?

Our team aims to respond to all enquiries as quickly as possible, typically within normal business hours. If you submit an enquiry outside office hours, we will contact you as soon as we can on the next working day.

Can you help clients outside of Swansea and South Wales?

Yes. While we are based in Swansea, we regularly provide mortgage advice UK clients can access remotely by phone, email, and video appointment.

Do I need an appointment?

Appointments are recommended so we can understand your circumstances properly and provide tailored advice. However, you are always welcome to contact our team initially to discuss your enquiry and arrange a convenient time to speak with an adviser.

Do I need mortgage protection when taking out a mortgage?

Mortgage protection is not mandatory, but it is strongly recommended as part of good financial planning. It can help ensure your home and family are financially protected if something unexpected happens. Our advisers can explain the options available to help you decide what level of cover is right for you.

Can you help me choose the right type of cover?

Yes, we provide tailored guidance to help you understand different options such as life insurance, critical illness cover, and income protection. This is often reviewed alongside your mortgage application, whether you are a first-time buyer or remortgaging your house.

Is mortgage protection advice included when speaking to an advisor?

Yes, we offer clear advice on protection as part of your overall mortgage planning.

How much can I borrow?

This depends on your income, outgoings, credit history, and deposit. We’ll do a full affordability assessment and give you a clear idea of your budget early in the process.