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Critical illness Insurance

Take away the financial worry when you’re unwell, incapacitated or ill

What is Critical illness cover and do I need it?

 As a broker it is our job to ensure that you have cover in place that’s right for you, Critical Illness Cover pays out a monetary amount upon diagnosis of a critical illness or disability. Critical illness is a one in two chance, that means it’s affecting me or you.

You should ask yourself if you fell ill and could not go to work, would you be able to afford to pay for your bills, family and lifestyle?

Having Critical Illness Cover means you have peace of mind knowing if you are ever to become seriously ill that you have the right protection in place to ensure money is not going to be an issue, and you can concentrate on getting better.

If you already have cover and would like a review or you’re ready to discuss how you can protect what matters most, start by arranging an appointment with one of our team.

Critical Illness Cover pays out in a lump sum when you or your family are diagnosed with a critical illness or disability. During our lifetime Cancer will affect 1 in 2 of us, by having the right cover in place you will receive a sum of money that will help reduce the stress of having to think about how you can afford to pay your bills should you require time off work to recover.

Not only does critical illness cover protect you but your children could be automatically covered under your policy, having a child who is seriously ill is a parents worst nightmare and to want to make sure you would be able  to be by their side throughout this awful time. Having your child insured means that you would receive a lump sum of money to cover you not being able to work due to a child being sick.

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mission is, and always has been, to serve our customers interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.
  • Outstanding service from sturgess ! Took all stress away from process and definitely would suggest anyone to go with them... Full Review

    Dom Hughes
    26 January 2026
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    I Brooks
    26 January 2026
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    26 January 2026
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    26 January 2026
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    26 January 2026
  • Always so easy and stress free to go through the remortgage process with Shaun and the team. Thanks again... Full Review

    Fran Kenealy
    26 January 2026
  • Absolutely fantastic. Helped me through everything. Honestly one of the best in the industry... Full Review

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    26 January 2026
  • Shaun has been amazing through the mortgage process, he had kept us up to date with a clear line of communication. I could not recommend Shaun and... Full Review

    Catrin Mathias
    26 January 2026
  • ⭐️⭐️⭐️⭐️⭐️ 10/10 – Outstanding Service from Sturgess Mortgage SolutionsSturgess Mortgage Solutions made the whole process... Full Review

    Nathan Mitchell
    26 January 2026
  • Shaun and the team have been incredible, helping every step of the way with honesty, integrity and dedication. As a first-time buyer I couldn’... Full Review

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    26 January 2026
  • We recently used Sturgess Mortgage Solutions to arrange our mortgage, and we couldn’t be happier with the service we received. From start to... Full Review

    Gareth Thomas
    26 January 2026
  • Fantastic from start to finish. Shaun was professional, informative, and kept us in the loop. They were happy to answer any questions or queries we... Full Review

    Nathan Pratt
    26 January 2026
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